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State Farm® Insurance Agent Rayna Toyama

Rayna Toyama Ins Agency Inc

1051 Kakala Street
Kapolei, HI 96707

Profile photo of a State Farm Agent named: Rayna Toyama

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


1051 Kakala Street
Kapolei, HI 96707



Aloha from the Westside of the beautiful island of O’ahu!

I am a “local girl,” who grew up in the historic sugar plantation town of Waipahu. My family taught me the value of service and loyalty at an early age through the example of their commitment to our community. I always knew that I would find a career that would allow me to work to improve the lives of others and to assist individuals to reach their goals.

I began my career as a licensed representative in the health insurance industry, assisting our Kupuna to meet the needs of their medical care. In June of 2009, I became an agent for State Farm Insurance and have proudly represented the leading insurance company in the industry. I have been honored to serve the people of Hawaii’s “Second City,” as Kapolei is referred to, for the past 13 years. My office is located in Mehana, a live/work community within Kapolei, which is walking distance from Ho’okele Elementary School and Kapolei High School.

I am fortunate to have an excellent team of three licensed Insurance Representatives, who work with me to provide exceptional customer service. Our goal is to have our customers leave our office with the assurance that your family’s insurance needs are taken care of and to help make life easier for the next generation. We focus on Auto Insurance, Life Insurance, Fire Insurance, Health Insurance and Business insurance.

Our span of aloha goes far and wide for our policyholders and neighbors, as we care for our customers throughout the entire state of Hawaii. I am a champion for the local community and actively participate in various community events. For your convenience, we can be reached by phone, text or email.

We now have a second location to serve you on the East side in Hawai'i Kai. See you there!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Mutual Funds, Home Loans

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Our mission is to assist our customers in securing their insurance and financial services needs through the products offered by State Farm Insurance. In addition, we will provide the highest level of personalized service to every customer and guide them in reaching their goals and dreams. We will start by building relationships within the community while focusing on our customers-one individual at a time.

Our vision is to be the agency our customers rely on for all of their insurance and financial services. Our team is known for bringing value to the community and meeting our customer's needs with remarkable customer service. Our success will be built upon satisfied customers having the confidence to refer their friends and loved ones to our agency.

Kaitlyn Escuadro State Farm Agent Team Member

Kaitlyn Escuadro

Personal Account Representative

I am a local girl that enjoys reading, attending sporting events and spending time with my family. Getting to know each customer and personalizing a plan for their specific needs is what I strive to do. I look forward to meeting new customers and provide the highest level of individualized service.
Jesse Aduan State Farm Agent Team Member

Jesse Aduan

Personal Account Representative

Serving our community with their insurance needs is my commitment. I spent a few years working with Rayna prior to moving out of state. Upon returning to Hawaii, I was excited to rejoined the team to pick up where I left off. Moving back to the Westside of Oahu is where my family and I needed to be. I enjoy time at the beach, behind the BBQ grill and working on my golf swing.
Charlotte Richardson State Farm Agent Team Member

Charlotte Richardson

Personal Account Representative

I am fortunate to have had the opportunity to assist State Farm policy holders for the past 16 years. My primary focus is providing personalized assistance to policyholders based on their specific situation. In my spare time I enjoy crafting, scrapbooking is my favorite.
Mel Loo State Farm Agent Team Member

Mel Loo

Personal Account Representative

I was born and raised in Hawai'i Kai and enjoy working with our community.